Buying in
Bulgaria?

Real estate agencies serving foreign clients need to be available in multiple languages, around the clock. We build AI assistants that handle buyer inquiries, document questions, and viewing scheduling — so your agents focus on closing deals, not answering the same questions twice.

Bulgaria, EU
24/7
multilingual buyer support in English, German, Russian
4–8 wks
typical purchase timeline in Bulgaria
4–6%
total transaction costs as share of purchase price

AI assistants that speak your buyers' language

Foreign buyers ask the same questions hundreds of times. We build AI assistants that answer them instantly — in their language — so your agents spend time on viewings and negotiations, not inbox management.

01 / MULTILINGUAL SUPPORT

Answer buyers in their language, around the clock

Trained on your property listings, agency policies, and Bulgarian real estate law. Answers questions in English, German, Russian, and other languages. Handles first contact, viewing scheduling, and document questions — and escalates to your team when a deal is within reach.

EN / DE / RU + others on request
EN: "Is this sea view?" AI: "Yes, 2nd floor..." DE: "Wie hoch sind..." AI

02 / DOCUMENT GUIDANCE

Walk buyers through the purchase process, step by step

Foreign buyers are unfamiliar with notarial deeds, Bulgarian tax numbers, and title registration. The assistant explains each step, lists required documents, and sets expectations for timelines — reducing the number of calls your team needs to handle before a viewing is booked.

Notary, EGN, title deed, DDS
notary

03 / INQUIRY & SCHEDULING

Qualify buyers and book viewings automatically

The assistant asks the right questions (budget range, preferred area, property type, timeline), qualifies the lead, and offers available viewing slots directly in the chat. Confirmed appointments land in your calendar. Your agents show up to viewings, not to answer emails.

Calendar integration available
M T W T F OK OK

How property purchase works in Bulgaria

A brief guide for international buyers. Your real estate agent and notary will walk you through the specifics — this gives you a map before the first call.

01

Choose and offer

Find a property, agree on price, and sign a preliminary contract with a deposit of 10%.

02

Due diligence

Your lawyer checks the title at the Property Registry for encumbrances, liens, and correct ownership history.

03

Get a tax number

Foreign nationals need a Bulgarian personal tax number (PN) from the local municipality before the notary deed can be signed.

04

Notary and title deed

Both parties sign the notarial deed before a notary. The transfer is registered at the Registry Agency. You are now the legal owner.

Speak to buyers in their language

Our AI assistants handle buyer inquiries in the following languages. Additional languages available on request.

🇬🇧

English

UK, US, Irish, and other English-speaking buyers — the largest foreign buyer group in Bulgaria's coastal and ski markets.

🇩🇪

German

German, Austrian, and Swiss buyers — growing segment particularly active in mountain and rural property.

🇷🇺

Russian

Russian-speaking buyers historically active in the Black Sea coast and Sofia markets.

Common questions from foreign buyers

Can foreigners buy property in Bulgaria?

EU and EEA citizens can buy land and buildings in Bulgaria freely. Non-EU nationals can purchase apartments and buildings but generally cannot buy land directly — a Bulgarian company is typically used. Your agency will guide you through the specific structure that applies to you.

What documents do I need?

You will need a valid passport, a Bulgarian tax number (EGN/PN), and a Bulgarian bank account for the transfer. Your agency handles the notary appointment and title deed. The full document list is confirmed during your first call with the agency.

How long does the purchase process take?

A typical property purchase in Bulgaria takes 4–8 weeks from offer to title deed, depending on the property type, financing, and local authority processing times. Cash purchases can close faster.

What taxes and fees should I expect?

Buyers typically pay a property transfer tax (2–3% of declared value), a notary fee (scaled by property value), and registration fees. VAT (20%) applies to new builds from developers. Total transaction costs usually fall between 4–6% of the purchase price.

Do I need a lawyer?

It is strongly recommended. A local Bulgarian lawyer performs due diligence on the title, reviews the preliminary contract, and can represent you at the notary if you cannot attend in person.

Can I manage the property remotely as a non-resident?

Yes. Property management companies in Bulgaria handle rentals, maintenance, utilities, and local tax payments on behalf of non-resident owners. Your agency can provide introductions.

How does your AI assistant help my agency?

We build a multilingual AI assistant trained on your listings, policies, and Bulgarian real estate law. It handles first contact, FAQ responses, document questions, and viewing scheduling — in English, German, Russian, and other languages — 24 hours a day. Your agents focus on closings. We build it, host it, and manage it monthly.

How much does it cost?

From €500/month for a managed AI assistant. A free 14-day pilot is available — no setup fee, no commitment. Book a call or email hello@pragma-ai.eu for pricing details.

A 4-person EU-based team. You talk to a founder.

pragma-lab is a 4-person consultancy registered in Bulgaria (NETOPS LTD). No account managers, no ticket queue. Every client deals directly with the engineers who built the system.

RM

Radoslav Mitov

Solution Architect — DevOps, Cloud, Infrastructure

LinkedIn →
ZZ

Zhecho Zhechev

Cloud & Network Engineer — AWS, Cisco CCNP/CCSP

LinkedIn →
VY

Veselin Yanev

Cloud Architect — Multi-cloud, DevOps Operations

LinkedIn →
RD

Radoslav Dyulgerov

Software Engineer — Backend, DevOps, Telecom Systems

LinkedIn →
Certifications
AWS Solutions Architect Professional AWS Solutions Architect Associate Kubernetes CKA Google Cloud Network Engineer Cisco CCNP/CCSP

Free 14-day
pilot.

We connect the assistant to your listings and policies, run it live for two weeks at no cost, and show you the difference in inquiry volume and response time. If it works — we continue. If not, you owe us nothing.

Book a 30-min call →

Or email hello@pragma-ai.eu

M T W T F FREE